South Beach Homes under $600,000

Incredibly unique spacious top floor studio! High ceilings, in unit W/D, gas fireplace, 1 car parking, large closets, and good natural make this a very special home. Building amenities include gym and 24 hour doorperson. Temporary waivers apply to this unit 20% over posted AMI which would be 100% AMI, Asset test waived, see Dahlia listing for complete waivers list. Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). See waivers for higher qualifying AMI Maximum income for 1 person = $90,750; 2 = $103,750; 3 = $116,700; 4 = $129,700; 5 = $140,050 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 9-30-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 10-21-2026 at 5:00 PM. Fair Housing Opportunity.

1 Federal Street Unit 47, San Francisco

$327,659

1 Baths ⋅ 426151490 MLS

Incredibly unique spacious studio! High ceilings, in unit W/D, gas fireplace, large closets, and good natural ight make this a very special home. Building amenities include gym and 24 hour doorperson.TEMPORARY WAIVERS apply to this unit: must not exceed 120% of the area median income, can have asset test excluded, can complete the Homebuyer education after applying, can make a down payment more than 50% of the sales price. Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $113,450; 2 = $129,700; 3 = $145,900 5 = $175,050, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 8-13-2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 9-3-2026 at 5:00 PM. Fair Housing Opportunity.

1 Federal Street Unit 20, San Francisco

$499,000

1 Beds ⋅ 1 Baths ⋅ 426152917 MLS

Experience authentic loft living in the iconic ClockTower building. This stylish studio residence showcases soaring ceilings, exposed brick and timber, and a clever Murphy bed that transforms the space from an inviting entertaining area into a comfortable bedroom. An additional sleeping loft provides flexible space for guests, a home office, or storage. The modern kitchen and updated bath complement the building's historic character, while quadruple-pane windows provide exceptional comfort in the heart of the city. Complete with parking,* this home offers the perfect blend of industrial charm, modern comfort, and unbeatable convenience to Downtown, SoMa, the Embarcadero, and major transportation.

461 2nd Street Unit 253T, San Francisco

400 Beale Street Unit 407, San Francisco

$499,888

2 Beds ⋅ 2 Baths ⋅ 426148001 MLS

2-bedroom 2 bath with parking at the Bridgeview. Premier amenities include: 24/7 doorperson, concierge services, heated outdoor pool and spa, well-equipped gym, roof terrace with BBQ area and Bay Bridge views, and professional on-site management. Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 2 people = $129,700; 3 = $145,900; 4 = $162,100; 5 = $175,050 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 9/22/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000JchQnEAJ to view the listing and for application & program info. Fair Housing Opportunity.

400 Beale Street Unit 407, San Francisco

$404,645

1 Beds ⋅ 1 Baths ⋅ 426138287 MLS

1-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $113,450, 2 people = $129,700, 3 people = $145,900, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 07/01/26. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 7/27/26 at 5:00 PM. This is a Fair Housing Opportunity. Amenities include concierge, 24-hour doorperson, indoor pool, hot tub, sauna, fitness center, club lounge, theater, rooftop deck w/BBQ & business center. Condo features deeded parking & bike storage, stainless steel appliances, granite countertops, AC, & in unit laundry. Ideally located near the Embarcadero, close to shopping, restaurants, transit & freeways.

355 1st Street Unit S310, San Francisco

$364,812

2 Beds ⋅ 2 Baths ⋅ 426130541 MLS

Enjoy city living at the Metropolitan on Rincon Hill. 2-bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 2 people = $124,700; 3 = $140,250; 4 = $155,850, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org) starting on the application date, 5/14/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre-approval, and homebuyer education verification due on 6/4/2026 at 5:00 PM. OPEN HOUSE 5/16/2026 (Saturday) 2:00 - 4:00 pm, 5/17/2026 (Sunday) 2:00 - 4:00 pm, 5/18/2026 (Monday) 5:00 - 7:00 pm. Equal Housing Opportunity. Building Amenities include Concierge, 24 hour Doorman, Business center, Clubroom/Party room, Conference room, Exercise room/Fitness center, Theater room, Fire pit, Indoor heated pool, Spa/Hot tub, Sauna, Outdoor kitchen/BBQ, Outdoor lounge, and Roof deck.

355 1st Street Unit S207, San Francisco

50 Lansing Street Unit 203, San Francisco

$519,000

2 Beds ⋅ 2 Baths ⋅ 426120858 MLS

2 bedroom 2 bath with 1 parking space Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 2 people = $129,700; 3 = $145,900; 4 = $162,100; 5 = $175,050 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 6/17/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000HIIzBEAX to view the listing and for application & program info. Fair Housing Opportunity.

50 Lansing Street Unit 203, San Francisco

400 Beale Street Unit 505, San Francisco

$399,500

1 Beds ⋅ 1 Baths ⋅ 426112220 MLS

1 Bedroom with bonus room and deck First Come First Serve No Lottery Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $113,400; 2 = $129,700; 3 = $145,900; 4 = $162,100; 5= $177,500, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 5/6/2026 at 8:00 AM PST. Please visit https://housing.sfgov.org/listings/a0W7y00000Gjq4TEAR to view the listing and for application & program info. Fair Housing Opportunity.

400 Beale Street Unit 505, San Francisco

$337,931

1 Beds ⋅ 1 Baths ⋅ 426104539 MLS

Below Market Rate (BMR) housing opportunity available at MIRA through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. This home is a new home and has never been occupied. Explore a new angle on life at MIRA, luxury condominium homes developed by the team at Tishman Speyer and designed by award-winning architecture Studio Gang. Located at the corner of Main and Folsom Streets in San Francisco, CA, MIRA features iconic architecture, innovative layouts and a bold attitude. Fresh and forward-thinking, MIRA invites you to shift your perspective on living in San Francisco. All images are representative of the development.

285 Main Street Unit 408, San Francisco

$385,168

2 Beds ⋅ 1 Baths ⋅ 426104537 MLS

Below Market Rate (BMR) housing opportunity available at MIRA through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. This home is a new home and has never been occupied. Explore a new angle on life at MIRA, luxury condominium homes developed by the team at Tishman Speyer and designed by award-winning architecture Studio Gang. Located at the corner of Main and Folsom Streets in San Francisco, CA, MIRA features iconic architecture, innovative layouts and a bold attitude. Fresh and forward-thinking, MIRA invites you to shift your perspective on living in San Francisco. All images are representative of the development.

285 Main Street Unit 312, San Francisco

$330,641

2 Beds ⋅ 1 Baths ⋅ 426104524 MLS

Below Market Rate (BMR) housing opportunity available at MIRA through the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring and other restrictions. This home is a new home and has never been occupied. Explore a new angle on life at MIRA, luxury condominium homes developed by the team at Tishman Speyer and designed by award-winning architecture Studio Gang. Located at the corner of Main and Folsom Streets in San Francisco, CA, MIRA features iconic architecture, innovative layouts and a bold attitude. Fresh and forward-thinking, MIRA invites you to shift your perspective on living in San Francisco. All images are representative of the development.

285 Main Street Unit 202, San Francisco

$531,896

1 Beds ⋅ 1 Baths ⋅ 426100034 MLS

First Come First Serve at the Luxurious MIRA! Buildings Five Star amenities include: 24 Hour doorperson, state of the art gym, residents lounge, meeting room, roof deck with BBQ area,secure automated package room, childrens playroom, pet grooming area, bicycle storage and private dining room 1 bedroom with extra storage unit Below Market Rate (BMR) housing opportunity available at 120% (140% with waiver) Area Median Income (AMI).Temporary Waivers apply that allow 20% over AMI limit, Asset test waived etc Maximum income for 1 person = $158,850; 2 = $181,600; 3 = $204,250; 4 = $226,950; 5 = $245,050 etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. T Please visit https://housing.sfgov.org/listings/a0W7y00000GK3N7EAL to view the listing and for application & program info. Fair Housing Opportunity.

280 Spear Street Unit 4P, San Francisco

South Beach Homes under $600,000

Newest South Beach Homes under $600,000